Credit Karma Mobile - Free Credit Score & Credit Monitoring Finance App Review (iOS, Free)


Languages: English

Seller: Credit Karma, Inc.

· We’ve added support for iOS 7!
· We’ve made some mobile browser updates.
· We’ve added a link to reset your password.

Customer Ratings

Current Version:
10072 Ratings
All Versions:
54270 Ratings


Get your truly free credit score and free on-the-go credit monitoring with Credit Karma Mobile.

Become a member for free in-app and get your free credit score in just two minutes.

In its first week of launch, Credit Karma Mobile
-Reached the #1 spot in financial apps
-Reached the #7 spot in top free apps
-Was given a 5-star rating by app users

- Truly free credit scores
- Free on-the-go credit monitoring
- Notifications when something important changes in your credit report
- Credit report card, which tells you about factors influencing your credit score
- Free membership. No credit card required.

“Credit Karma helped me save over $3,000 on my credit card debt. It was quick and easy!” – James, MA
“My credit score has gone up 43 points in a single month after following some of their advice!” – Leslie, CA

Credit Karma provides more than 18 million consumers with free credit scores and access to free credit monitoring to help them realize the everyday cost savings of having good credit. It also provides financial education and access to free tools that empower consumers to take charge of their financial health including the free Credit Report Card, Credit Score Simulator and Credit Card Statistics. To learn more, visit

Customer Reviews

  • Keep track of your Credit!!!

    by Elivarg10

    Best app if you want to fix and keep track of your credit.

  • Reduced my paranoia

    by Nrupen Mandava

    No reason to rate this less than five stars. Very convenient to use and very informative . Always had this curiosity element with credit scores. Didn't know what was happening , and with all these credit card companies charging a bomb to let out credit information , it was always paranoid. Credit karma is wonderful as I can check every single day . The information gets updated pretty quickly

  • Great app!

    by Stephllllll

    Great app!

  • Nice App

    by Browneyez 1202

    Love this app.

  • Mr

    by LoveMabby

    I could not be more satisfied with the apps. It Keeps me informed about any kind of activity that goes on. I will highly recommend it to anyone.

  • A must have for anyone

    by ffpjmeo

    I joined credit karma roughly 1 month ago and absolutely love it. It has made managing my credit a breeze and I have been able to increase my credit score with their help in only 3 short weeks.

  • Credit Karma

    by Mealzzzz

    Best ever!

  • Credit Karma

    by Larry-Bob-Gustav

    Great app. However, it needs to update more frequently and accurately.

  • Best app ever have

    by Hamd99

    This app is one of the best app I love this app you would love it too trust me;)...

  • App


  • Credit Karma is awesome

    by melimore1972

    This is a great app to monitor your credit with tools and advice to increase your score and manage your money.

  • Awesome Product

    by Sanjay Sanyal

    Awesome tool on the move. Just wonderful APP. Track your credit updates in no time.

  • Nice

    by Mousey9179

    It's nice to see that their is something out their that is true to what it is advertised, and is safe and secure. Would definitely recommend to friends and family. ;)

  • Great app!

    by Asky10

    Great app! Worth to have it!

  • Helping me so much!

    by Susan87

    This app has been helping me understand and improve my credit for the past few months, definitely worth it!

  • Amazing credit score app

    by jrcgeek1127

    Very easy to use and very nice to have access to all your credit information right on your phone! I recommended this app to everyone who cares about their credit score. 5+ stars!

  • This app is awesome!

    by thoven78

    I started using this app in early January of 2014 and I have to say that it's been great. And for people who keep saying that Credit Karma's scores do not match those of Transunion. Try logging into their website and open Transunion on another tab or web browser and you will see that's not true.

  • Best app ever

    by Famousmf1

    This is my favorite app I have. This is app was $5 I would still get it.

  • Love this app

    by Bcruse

    Go get this app!!

  • Helps me regularly

    by mrjonesandmusic

    I don't have much to say except that I use Credit Karma to keep myself in check.

  • Great app

    by Deathstalker455

    Love it

  • Very helpful

    by Juv2k

    This app is so amazing.

  • Love it!!!!

    by Kenya Bady

    Love this app!

  • Easy to Use - Worth Your While

    by Lanesm

    This app does all it says and nothing more. Awesome service, great app.

  • Great App

    by RickyM400

    Excellent application. Very easy to use. User friendly and it's very accurate. +++

  • Awesome app

    by DROCK161

    This app is great.

  • Helpful

    by TMac555

  • GET IT

    by macmyfav

    It's a rumor that checking your own credit score hurts it! Only if a financial institution checks it does it hurt your score. I'm 19, with little credit, looking for ways to build it. Credit Karma is educating me for a solid future with my score!!!! Thanks

  • Awesome!

    by Jdugas

    Great app!

  • Love it

    by Lexy74559

    Easy to use and has helped me improve my credit by 80 points in a few months.

  • Love it!!!

    by Lp.mendoza

    Love it! It's such a useful app.

  • Awesome app.

    by a3dav

    Great app, I love it.

  • Great App

    by Hemnut

    Love this app. Does exactly what it says with no strings attached - doesn't require a credit card

  • Excellent

    by Fabianaeguez

    Very helpful

  • Great

    by Locu039

    I did not know anything about credit scores and less on how to keep mine up or improve it.. This has been a great tool for me to plan the future of my finances

  • Karma credit rocks !!

    by Tracietheonly1

    Love to see how I am reducing my debt! Motivating :)

  • Art

    by Furbylocs


  • Love it

    by Bassil Kamas

    I really like it Great and handy I like the alerts part in case somebody opens an account under your name

  • Great app!

    by MKE2010


  • Wickedly Awesome!

    by MrMouse Iz

    Almost speechless with exception of the words of this review! Simply put, if you don't already have this app, well..........! This app has literally changed my life. Great work devs

  • Excellent App

    by Sedalo

    Love this app! Useful and convenient!

  • Nothing better

    by Zelda's Hyruler

    It's honestly to good of a service not to have on hand!

  • Verrryyyy Informitive!!!

    by AEliz0991

    So far I picked my score up from disputing old crap. Lol

  • Perfection

    by Patrickdelapaz

    Best app in the world, it's everything I doubted it could be but it proved me wrong


    by LaVieDeRoz

    Love this app.

  • Freaking BRILLIANT

    by scott j bailey

    Thank you thank you thank you!

  • By far the best

    by Buca77777

    No strings attached! Detailed and well designed! Love it

  • Great app

    by StaceJapan

    Although I wish it would allow me to see exactly what I owe past on.

  • Yup

    by Brennan G

    It's as good as everyone says. Just download it already.

  • Awesome

    by Juliarose14

    The best credit app in the world.

  • Great product!

    by Sj1970

    Very helpful I love reading and learning ways to improve my credit.


    by Mikesummers4

    This app and website has help me build up my credit fast. This helped me out on being able to buy my first home. Everyone should have this app. I LOVE IT!!!!!!

  • Very very useful

    by Skoney513

    Everything you need here

  • Love it

    by Emranul Haque

    Thank you for the service.

  • Great App

    by Hancel16

    Nice app

  • Awesome app!

    by Hannah Kelley

    Super easy to check.

  • Credit Karma

    by Plima1979

    Cool app!!

  • Very nice app!!

    by SCG31204

    Love being to check my credit at any time!

  • Its ok

    by Sketches112911

    I like it

  • Best app!!

    by Mamazota23

    I just love it!!!

  • Awesome app

    by Bek00

    Valuable app

  • Accurate and helpful.

    by MamaKelLeigh

    This app is just as helpful as the full site. I have had no issues and the information is pretty accurate within the last 30 days. I would recommend for anyone trying to re-build or monitor their credit.

  • Nice app for right price!

    by Robert Johnson

    Well done but would be nice if more of the information from website could be accessed from app.

  • Accurate and eye opening

    by Joerod99

    This has been a real eye opener in terms of getting a real rating on your credit and also getting the help you need to improve it.

  • Easy

    by Thundercat4269

    Very accurate. It's an excellent app. Very easy to read and understand. I love it!!!!

  • Great app!! Must download.

    by J adrianzen

    This app is worth while. First time I tried credit karma and I am hooked. It's very convenient to be able to keep track of your credit score the way this app allows. But I specifically love the fact that it keeps up with all your accounts and serves other purposes besides just keeping score. You must try it.

  • iPad optmized

    by Wrolly15

    Great app. Would be nice to be iPad optimized too for horizontal viewing. Just easier to see and interact with.

  • Nice but

    by rdeleon774

    Nice but needs a better iOS 7 look and feel to it. Better ui and better ui navigation. Other than that app service and function are great.

  • Love love love

    by TheGrady

    Amazing. Updated weekly. This is going to put the other guys out if biz.

  • Best Credit Check !!!

    by Add me please.

    One of the best ways to check your credit score.

  • Love it

    by DDanielLChoC

    Love it

  • Amazing app!

    by Romaine Merit

    Honestly, I was skeptical about getting this app or even signing up for this website, but I did and I'm glad I did. This service is truly amazing and you'd be crazy not to get it.

  • Very impressed

    by Bx Bakano

    As a new user, I am very impressed by the easy to use interface. Also, grateful for all the useful information. All around great app!

  • Worth downloading

    by jwg8r

    I am trying to rebuild my credit and find this app very useful.

  • Amazing app

    by Pocrnich

    I saw the commercials, still thought there was a catch. Was surprised there actually wasn't. Awesome app. Very detailed. A+++

  • Best Way to Keep Track

    by Jashil214

    I don't always have a need to check my credit, but when I do .. I choose Credit Karma. Every Monday, I check up on my credit to see what I could do better and improve my score. I have things in my life that I aspire to accomplish, but as misfortune has it, my credit is a deciding factor. But I know how powerful a tool this service is and for sensible folks like I think myself to be, I can better control my credit destiny. Yes, that rhymed, but it's honest poetry. What can I say!

  • A true 5 star app

    by Antorra

    An app that is truly helpful in monitoring credit activity and score.

  • Love it

    by j112j9923

    Love it!

  • Easy!

    by Mbinkfluenced

    Extremely easy to use and navigate. Helping me get my life back in track! Highly recommended. Only suggestion, incorporate a "what if" function. Ie: "what if i pay this off, or what i that was removed". Would be nice to see what it would do to my score.

  • Does exactly what it says

    by CollinsJeffrey

    Works great for me!!!!!

  • Awesomesauce

    by Rondos1Girl

    Love it!

  • Excellent

    by Gridironking8181


  • Amazing

    by paige higgins

    So helpful!

  • Awesome app

    by Xraybou08

    Awesome app. Keeps track of all your debt and is very accurate.

  • Credit karma!

    by VelikiyTreder

    BEST AP for EVER!

  • Pretty great!

    by Purpleduck23

    I need to start somewhere. It looks a bit hopeless but this is a start. I think this app is great and will definitely help.

  • Can't Be Better

    by Carlos M Romero

    This app open my eye to my financial struggles and believe me credit is 100% better

  • Great app

    by Fuuuuuuuuuuu

    Good knowledge given about credit and how to make it better. This makes understanding things so much easier. Thank you!

  • I love it !!

    by TARACH

    Simple, easy and secure way to monitor your credit report.

  • Absolutely Love!!!

    by Time2gethealthy

    Best thing since sliced bread! Definitely recommend!!!

  • Love it

    by Ellen Henry 8444

    I love credit karma! Would recommend it to anyone who is wanting to work on building their credit, or wanting to keep a close eye on their credit!!! It's so easy to use!

  • Absolutely liberating

    by Teripatra

    I had no idea co-signing car loans for my kids would kill my credit score when the made 3 late payments. This app showed me how far I fell! From 850 to 638 in less than a year. Now to rebuild. Thanks Credit Karma!

  • Fine

    by Ichegoya

    I have fine. Such good. Very credit.

  • Does what it says!

    by RevSancho


  • This is a Great Credit App

    by Daddy's moo

    It is very motivating and encouraging to watch credit changes this easily. I have poor credit and I am working hard to correct it. This tool makes it possible to make that happen! I love how it explains impacts on your credit and suggestions to improve it!

  • Very Helpful Credit Karma

    by 5CardMonte

    Awesome App!!!!

  • Truthful news

    by Crappy credit

    I am shockingly surprised that I was not charged or build anything for using credit Karma and I now know where I stand with my credit rating it's a good feeling to know that there's someone out there willing to give you some really good advice and truthful information thank you credit Karma!

  • It's ok

    by MRSICANDY24

    This ap is cool but not accurate

  • Excellent

    by RiteshReddy

    It's really an excellent app. I am able to track my expenses and it help me lot for reducing it. I am happy to have this application.

  • Easy to use

    by LadyMJJ

    Very easy to use! I love using this app. I have learned so much about how credit works. I wish I knew this information long ago. The comments by others in the community is just so helpful! It's great to be able to benefit from the experiences of others!

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