Discover Mobile Finance App Review (iOS, Free)

(16030)

Languages: English

Seller: Discover Financial Services

Updates for Discover Cardmembers:
• Report a card as misplaced, lost, or stolen & freeze activity on any card
• View payment information, including Minimum Payment Due Date & Amount from the Quick View screen
• Search, sort, and filter your Extras and view them without having to log in (for eligible Cardmembers)

Customer Ratings

Current Version:
13 Ratings
All Versions:
16030 Ratings
FinanceFreeBestIOS

Description

You can manage your Discover account conveniently from anywhere, using Discover’s Mobile App for iPhone® and iPod Touch®. Check your balance, view your account info, make and edit payments, manage your rewards, and more - all from your mobile device. 



Manage Your Discover Credit Card Account



Fast Account Access 

• Log in quickly with a 4-digit Passcode 

• See account info without logging in by enabling quick view settings 


Monitor Account Information 

• Check your balance and available credit 

• Make payments, edit and cancel pending payments 

• View and download your statements 

• Search transactions 

• Sign up to receive alerts about your account
• Report a card as lost, stolen, or misplaced


Earn & Redeem Rewards 

• Enroll in Cashback Bonus and Miles promotions 

• Redeem rewards for statement credits, direct deposit, Partner gift cards, eCertificates and Discover gift cards 

• Get great deals from popular brands with Extras (for eligible Cardmembers)

• Refer friends to Discover and earn more rewards 


Access Money 

• Set up your PIN to easily retrieve cash from ATMs 



Manage your Discover Bank Account 

• View account balances, summary and transaction history 

• Track account activity and schedule transactions 

• Transfer funds 

• Pay bills and manage payees 

• Deposit checks 

• Find ATMs - 415,000 ATMs nationwide using your Discover credit or debit card. 

• View statements 

• View and send secure messages

• Make Personal Loan payments 



Mobile Privacy Statement: 



http://discover.com/privacy 



Mobile Terms of Use: 



http://discover.com/terms

Customer Reviews

  • Just WOW

    by Jayster1991

    What an intuitive mobile experience. This mobile app should set an example for all mobile banking apps, period. Great job, Discover

  • Great App

    by Go Utes by 5

    The Discover app is great. I love how simple it is to do the things I need to do with my credit card.

  • by Arrowhead32

    Very pleased with this app. Love the 4 digit login. Very innovative. Also just realized I can add push notifications which is a nice touch.

  • Easily the best

    by {Stone} Sentinel

    I use a about 4 apps for banking/credits cards and discover is easily the best

  • Awsome

    by SuperReviewer550

    Discover is amazing

  • Quite nice app...for just one account

    by Carroll from MO

    This app has a nice feature that allows you to take a picture of your payment confirmation to be saved in your photo-file. Only complaint overall has nothing to do with this app I just wish Discover would let you manage multiple accounts with one user ID and password the way Chase allows me to manage multiple accounts with one login. I would like to be able to see multiple credit cards and the checking account with only one user ID and password required- but this mobile app is very nice:)

  • Romr

    by Nishith13s

    Nice application

  • Discover rocks

    by C How

    Banking has never been easier. I now schedule all my bills through Discover. Keep it up!

  • Better than any other banking app

    by LSMP

    There nothing more to say about discover app because its as perfect as its all older version. Best user experience and easy to use. The only thing i am missing is cash back detail. It would be great if I can look at my cash back earning list.

  • Discover is the best!

    by Joshuah

    Discover keeps the app updated with new features. They work well and are convenient. Best mobile banking app out there.

  • Easy to navigate and read

    by Team_redfish

    Out of capital one and Amex this is the easiest app to navigate and find all the info I need. Discover is always keeping it's customer as the priority

  • Can't get rid of Notifications badge

    by Kartikverma

    This is a great app to check your credit card balance, make credit card payments.. but the notification badge just doesn't go away.. it's stuck at 1 notification for the last 2 months for me.. it is so irritating

  • Quietly becoming the better of the credit card apps

    by Rolly01

    Granted I've only used citi and Bank of America but out of the 3, this one simply shows an intuitive UI and easy navigation. Too bad discover itself sometimes fails to he accepted in certain places compared to visa or master card and that the rewards program is not that appealing... At least not to me.

  • A fine banking app

    by Sillyvalley

    Discover Mobile is quite functional. They even fixed the Bonus Reward screen crash from last update. Its home page is well designed with useful information like balance, due date, click to pay at a glance and a rich expandable grid list of functions. For some reason, this feels cleaner than most other banking apps' home page. You can view your transaction history, do a search, etc. One particularly good design is around its famous seasonal 5% cash back. Chase recently copied the formula, but its mobile app does nothing to show which category(ies) is (are) "on" for the season. Discover's app does, which is a great convenience. (And makes money for Discover as this entices me to use them more.)

  • Excellent

    by ThinkIt<>DoIt

    Another excellent release.

  • Best credit card ever !

    by Ko4life

    Keep up the good work discover . Best credit card ever !!! I don't think I'll ever choose another credit card then discover . you guys are the best Also I love the new update.

  • ATM Locater again not working

    by miadlor

    Just installed updated app. ATM Locater has not been fixed.

  • Great App!!

    by QUEEN09876543211

    I love everything about Discover..... Including this App!! Great job!!!

  • It's kind of hard to press certain things

    by Adrian Medallion

    Why are the buttons and prompts so small?!? I press something on the menu and end up opening the thing above or below it. Come on, I don't have sticks for fingers... The iPhone screen is small enough as it is.

  • Just Perfect app for banking

    by Discover user Atlanta

    Love to use app. No need to find computer for online banking. Just once click and everything is in front of you. Paying bill, checking balance, rewards, statements, etc etc... has become so easy using this app..

  • Seriously best banking app!!!

    by brandon1123

    Full of amazing features. This works like a charm and is very enjoyable to use!!

  • Discover rocks

    by C How

    Banking has never been easier. I now schedule all my bills through Discover. Keep it up!

  • Best App for a financial!!

    by NateChrist

    I love checking my balances every day or just pulling the app up because it is so seamless. Discover is my number one credit card. I only wish they had a checking account to offer!

  • Blazing fast

    by Toshkent Yankee

    Speedy. Only the info i need is presented

  • great

    by ffsbrvk

    best credit app i have

  • Discover!

    by name7943

    This is probably the best banking app in the market! It blows away the BOA and Chase apps!

  • Great app but.....

    by ERicPErk

    I love this app for all it's worth. Really it's fantastic. The reason why it didn't get the other star is because I wish Discover would incorporate the "touch ID" fingerprint scanner to unlock this app. That way I feel more secure knowing that no one can access my content other than me.

  • The best credit card app

    by yer customer

    I have to say, even though I'm not real big on credit cards, this is the best app from any credit card company! It's just a really nice app all around. Great job, Discover.

  • Cool

    by Tbake1023

    Awesome app

  • Only one suggestion

    by Volfan2013

    Great app with fantastic features...the only thing lacking is knowing what date your current statement will close...would be nice for planning ahead. Other than that, it's flawless.

  • Great

    by Loaded831

    It's been working perfect for me! Sweet

  • Love the new *extras*

    by Let's Review

    Know your account balance at a glance, without complex pass codes. All the private contents are still protected within. Also the quick entry is nice with the 4# pin access, or you can still require your more complex pass codes, it’s your choice. (Leave the more complex access, to get into the phone itself). I hope the other credit card apps, follow suit.

  • amazing!!

    by Bhuts

    It is an amazing app!'

  • Deleting this app!!!

    by c_baxterman

    Can never get to any page besides the home page. Not very helpful-will do stuff on line and not waste my time trying to make a payment or do anything else.

  • Love discover but

    by JCD89

    The fact that they require different log ins for different cards is a major inconvenience. I have an IT and miles card. And I constantly have to log out of each card to check the other. While I love the app this should be fixed. Please add support for multiple cards for 1 account. 5 star if that's fixed!

  • Inconsiderate

    by greatestbaker

    Of discover to REQUIRE newer devices in order o use the app

  • Very User Friendly!

    by braodway_ladyy

    I love this app, it has helped me tremendously in keeping track of my account easily on the go. I also love the quick view version!

  • No longer just a web app

    by The Dr Pfeffer

    I used this app a while ago and became very frustrated with it. It was slow and difficult to use. After they updated I decided to try again...While there are some bugs (as with any app), it's much easier to interact with. Things just work smoothly, and it's not so bad to look at either!

  • Does everything I need, but wished it supported multiple accounts

    by KCToys

    I like the app. It's quick and shows me what I need to review. Maybe I'm the exception with 3 Discover accounts. I wish there was a way to join them under one login. The 4 digit passcode is great, but I really can't use it since I have to login with a username to change accounts. Otherwise it's great.

  • Great!!

    by minko.poe

    Awesome

  • Love this app, but....

    by DaLury

    This app is fantastic, love all the features especially the quick log in feature. The only thing I'd like to see is the ability to leave a memo when making a payment. Otherwise it's perfect!

  • Wonky

    by Dwarriornyc

    Doesn't respond to touching log out. App is laggy and slow.

  • Best banking app for the best credit card.

    by omnipatent

    Fantastic app: quick view, passcode are great additions!

  • Great app

    by podlistener1

    Passcode is awesome.

  • What doesn't this app have!?

    by Brian Anderson

    So many features!! Every update adds functionality without taking anything away

  • Awesome!

    by (B4L)

    Much better than the Amex and Chase app!

  • DISCOVER IS THE BEST!

    by Dexatron

    That is all.

  • Works great

    by News_me_up

    Simple. Looking forward to using the Extras feature.

  • Fix it!

    by miadlor

    And again the ATM locater still does not work!

  • Decent, but some bugs do exist

    by Mspiteri0803

    This app is extremely convenient, however it is annoying in that when it gives you notifications they don't go away upon opening the app. It also doesn't point you to the direction in which the notifications were derived.

  • good app

    by Dave0283

    does what it needs to do.

  • Almost their

    by Rally car ray

    Wish it had a back button

  • App disappeared

    by Kea94

    Loved the app up until it disappeared from my phone I can't even open it from the App Store highly disappointed!

  • Nice but...

    by Rehman C

    Great app but I can't message through the secure message center as the latest update indicated.

  • OK, but

    by d0z0s

    It cannot create one-time-use "secure account" numbers.

  • Needs a total for Pending

    by Rahbuhbuh

    Needs a total for Pending so you don't have to switch between the app and calculator. I thought a previous version gave you the total pending. I'm not sure why they would remove it.

  • Please fix ATM locator

    by Td4ever

    Would be 5 star app if ATM locator worked

  • Wish we could ShopDiscover from app!

    by J28675309

    Nice app. I just we could shop discover from app. I do a lot of my shopping from my phone! Please add!!

  • A fine banking app

    by Sillyvalley

    Discover Mobile is quite functional. They even fixed the Bonus Reward screen crash from last update. Its home page is well designed with useful information like balance, due date, click to pay at a glance and a rich expandable grid list of functions. For some reason, this feels cleaner than most other banking apps' home page. You can view your transaction history, do a search, etc. One particularly good design is around its famous seasonal 5% cash back. Chase recently copied the formula, but its mobile app does nothing to show which category(ies) is (are) "on" for the season. Discover's app does, which is a great convenience. (And makes money for Discover as this entices me to use them more.)

  • Needs improvement.

    by Matthew Mills

    Credit card section of app is great. The banking section doesn't reflect correct balance for some time after making a deposit or transfer. ATM locator does not work.

  • I wish you can support passbook as American Express does!

    by Danexwriteareview

    I wish you can support passbook as American Express does! To show the recent transaction in passbook!

  • Fix notification indicator

    by Pook_16

    I like this app but it annoys me that I will have notifications indicators pop up and I can't even find then in the app so that I can clear them. Please make this easier to do. Also there needs to be a "back" button so you don't have to always go back to the main menu and start over.

  • Notifications Don't Work

    by Viccccc09998

    Good app overall but whenever I'm signed In it always says notifications aren't working right now sorry for the inconvenience. Fix it!

  • Great app

    by prestonx

    Easy to use

  • Discover big app improvement

    by Molefighter

    Love it. This app shows so much information. It's like you have the freedom of a PC but on your mobile app. There wasn't restrictions.

  • Love it!

    by Loki_stormbringer

    Great app. Great card.

  • Made my iPad obsolete!!!!!

    by DKelsey

    Requires "upgrading" to OS 6 --- so my iPad 1 can't run it now. I really resent Discover (and Apple) thinking everyone wants or needs the latest versions. And why does the Discover app require 6 when my other financial apps work just fine (so far) with 5.1.1? Planned obsolescence is not a good business model. I've had Windows operating systems for 10 years or more that worked just fine with app upgrades. I've only had the iPad for 2 years --- upgrading apps every year because of OS changes is ridiculous. Now, with Discover, I can't even upgrade the app DISCOVER is the ONLY --- and I mean ONLY----financial app I have that now requires OS 6 (my iPad uses OS 5.1.1). So, I can't check balances, transfer funds, etc without "upgrading" to OS6 ---- which DOESN'T WORK ON IPAD 1. So all of you iPad 1 users (mine is only two years old) are OUT OF LUCK. THIS APP IS USELESS WITH IPAD 1. I'm seriously considering moving THOUSANDS in deposit accounts with DISCOVER to other accounts where i can actually control my finances. IF DISCOVER CAN'T GET A SIMPLE APP TO WORK CORRECTLY WITH IPAD 1, HOW CAN WE TRUST DISCOVER TO GET ANYTHING ELSE TO FUNCTION CORRECT on an iPad? MY VOTE FOR THE WORST "upgrade" EVER.

  • Well functional design

    by S C C

    I love the ease of use, well functional design, have all additional basic feature I need like pay statement balance, redeem cashback reward, and sign up special 5% program - all with ease to navigate.

  • Cool login

    by Baby register

    Love the new login option. Very efficient for fat fingers.

  • Happy happy

    by Swartzie2

    Works like a charm. Up to the minute data. Does everything I need it to do.

  • Terrible

    by America's Suitehearts

    Never works, always says there is a problem and to come back later. Everything else is fine. I was able to take care of my card when the app was working which I would have to wait around all day to do it. I don't have access to a computer often during the day and I have an app which is quick and easy but not with the crashes on this app. Discover is fine the app needs help!!!

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